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Fill out one easy application
Answer a few questions about your business to get personalized lending options.
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See your business loan options
Compare rates and terms from our network of small business lenders.
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Get your loan
Select the product that best fits your business needs.
Find your small business loan today
Compare multiple small business loan options at once – it’s free and won’t impact your credit score.
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Get Prequalified as fast as4 minutes
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See your options in as little as30 seconds
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Get funded as fast asNext day *
*Funding subject to partner approval and may vary based on funding type and partner requirements
How to Apply For a Loan
What Some Business Owners Are Saying About Next Day Deposits
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John M.
I needed quick capital to cover my bills and my bank would've taken way too long. I was able to get funded very quickly with better rates than other short term lending companies.
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Mark C.
I was in the market for a short term loan and glad I found Nextday Deposits. They gave me multiple quotes from multiple lenders and it was very easy to compare and select the ones that worked for my business.
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Alexa
It was very easy to work with them. From the first call to the follow ups, they were here to help me with getting the funding I needed. Thank you so much!
Want to read more reviews? Check them out on Google.
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42,000+
Small businesses funded
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$1.2B+
Secured through Next Day Deposits
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75+
Lenders in our network
FAQs
Completing the NextDay Deposits application only triggers one soft inquiry, so it won’t hurt your credit score. You don’t have to do a hard check just to see your options. We want to keep your application clean to give you the best choices out there. If you formally apply with our lending partners, you might get a hard inquiry, but we’ll let you know during the application process.
Depending on what you qualify for, NextDay Deposits may connect you with an SBA loan, business term loan, line of credit, or other type of financing.
Yes! You can give us a call directly to speak with an agent that can help you with your application. If your loan application is approved, you will be assigned an in-house loan specialist or partner representative. They will reach out to you via phone and email, and will be able to answer any questions you may have. If approved, they will help you navigate the underwriting process with our lenders as well as walk you through any offers you receive.
Depending on the funding type and partner you choose, you may need the following documents:
- Last 3 month of bank statements
- 2-3 years of personal and business tax returns
- Year-to-date profit and loss statement
- Information on existing debt
No, NextDay Deposits and the lenders on our platform can only work with businesses that are based in the United States. We cannot work with any businesses that are located out of the country or that are owned and controlled by someone outside the U.S. Generally, a business owner must be either a U.S citizen or permanent resident (green card holder) in order to apply for a business loan at NextDay Deposits. If you are unsure about your eligibility status, a loan specialist will be able to help you out.
The time to receive funds will vary depending on the funding type and partner, but you can typically expect to receive funds as soon as the same day and up to 14 days.